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From Makeover to Money-Maker: The Home Improvements That Actually Pay Off

As a Florida homeowner, you might be wondering whether now is a good time to invest in home improvements. The latest Remodeling Impact Report from the National Association of REALTORS® (NAR) suggests the answer is yes — many renovations are delivering strong returns, satisfaction, and even helping homes stand out in today’s market. Here’s what their research reveals, and how it can help you plan.


What the Report Found

  1. Spending is Up & Projects Are Getting Bigger
    In 2024, Americans poured $603 billion into remodeling. Many projects aren’t just small fixes — a large number of contractors reported both increased demand over the past two years and larger-scale remodels, sometimes involving multiple rooms. National Association of Realtors
  2. Joy & Satisfaction after Renovations
    Homeowners consistently report that remodeling increases their happiness and satisfaction with their living space. The report calculated a “Joy Score” (based on homeowner feedback) across many project types, with kitchen upgrades, new roofing, and adding a primary bedroom suite among the highest-ranked. National Association of Realtors
  3. Good Cost Recovery at Resale
    Some remodeling investments tend to pay off more than others when it comes time to sell. For instance, installing a new steel door recovered nearly 100% of its cost in resale value. Other high-return projects include bathroom upgrades, roofing, and whole-home painting. National Association of Realtors
  4. What’s Motivating Homeowners
    • Wear and tear: 27% of remodels are driven by replacing worn-out surfaces and finishes.
    • Energy efficiency: About 19% of homeowners remodel with energy-saving improvements in mind.
    • Desire for change: “It’s time for a change” is a key motivator for 18%.
    • Selling soon: Roughly 18% are remodels with an eye toward listing or selling in the next two years. National Association of Realtors
  5. How People Are Paying for It
    Over half of homeowners financing remodels use home equity lines of credit (HELOCs) or home equity loans; savings are also common, and a smaller portion resort to credit cards. National Association of Realtors

What This Means for Florida Homeowners

Florida’s climate, building trends, and real estate market make some of these insights especially relevant. Here are a few applications and tips for local homeowners:

  • Focus on Weather-Resistant Upgrades
    Given our frequent storms, heat, humidity, and salt air, upgrades like durable roofing, impact-resistant windows/doors, and exterior surfaces are more than cosmetic — they protect value and comfort. Projects that stand up to the climate can give high joy and good resale recovery.
  • Nice Kitchens & Bathrooms Still Shine
    These are always among the top remodels for satisfaction and buyer demand. Even moderate upgrades — good lighting, modern fixtures, quality flooring — deliver both joy and return.
  • Plan Projects with an Eye Toward Resale
    If you might sell within 2 years, prioritize upgrades that buyers care about: painting, roofing, curb appeal, bathrooms, kitchen. These tend to help your home show well and recover more of the cost.
  • Budget Wisely & Explore Financing Options
    Since many are using home equity, it’s wise to understand all debt options and interest rates. Factor in both upfront cost and long‑term value. Also, obtain quotes from local contractors who understand Florida’s building codes and environmental demands.

Next Steps If You’re Considering a Remodel

If you’re thinking of updating your home, here’s a roadmap:

  1. Make a list of priorities — What parts of your home currently bother you (functionality, comfort, appearance)? Which upgrades will improve your daily life?
  2. Get local estimates — Gather multiple quotes from contractors who can show you past work in the area. Talk to neighbors or call Laura Garcia at 904-419-8441 for recommendations.
  3. Check permitting & codes — Ensure any remodeling meets local rules, especially for roofing, windows, doors, and storm‑protection.
  4. Estimate resale impact — Talk to Laura Garcia, Realtor about what buyers are currently seeking in your area. You do not want to overimprove or invest in the wrong upgrades that will negatively impact your resale later.
  5. Decide financing — Explore savings, home equity, or other lending tools. Compare cost of financing vs. projected gains in comfort, utility savings, and resale.

Bottom Line

Remodeling isn’t just about keeping your home looking nice — it’s about enhancing your quality of life and making smart financial decisions. For Florida homeowners, focusing on durability, energy efficiency, and strategic upgrades can maximize both happiness today and value tomorrow.

Contact Laura to Learn More!

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