“Those who live the most fulfilling lives base their decisions on facts, not fears.” – Gary Keller, founder of Keller Williams Realty If you’re in the market to purchase your first home, making the transition from renter to homeowner can be overwhelming and scary. The four powerful facts below can help aspiring homeowners move toward fulfillment and abundance. Delivered with empathy and care, these facts can help quell your fears and move you closer to experiencing all the bounties homeownership brings. 1. Fear: “I can’t afford to buy a home now.” Fact: Until you do the math, you don’t know what you can or can’t afford. If you are currently paying rent, generally you can afford to buy. From a financial point of view, inthe United States, the tax savings on mortgage interest alone usually makes up most of the differencebetween your rent and mortgage payments – the tax write-offs you get at the end of year will generallyhelp you save a lot of money. Additionally, depending on your credit score, you can end up affording more than you realize. Note: The credit scores used for mortgage lending […]
